Home Purchase
Zillow Says Saving 20% Down Can Take 8.5 Years. Do You Actually Need 20%?
Zillow estimates it can take a typical household 8.5 years to save 20% down. But many mortgage programs allow less.…
Home Purchase
Home purchase guidance explained in plain English. What to expect when buying a home, from loan options and down payments to appraisals, timelines, and common closing delays.
First-Time Buyers
If I Can Afford My Rent, Why Can’t I Qualify for a Mortgage?
If you can consistently pay your rent, it can be frustrating to hear that you don't qualify for a similar…
FHA Loans
Found a Fixer-Upper? Here’s What FHA 203(k) Will Actually Let You Repair
FHA 203(k) financing can cover much more than cosmetic remodeling. Here is what may qualify and when Standard 203(k) is…
FHA Loans
Your Fixer-Upper Needs Work — Which FHA 203(k) Loan Actually Fits?
Limited and Standard FHA 203(k) loans handle different renovation projects. Cost matters, but the scope and complexity of the work…
FHA Loans
Want the Fixer-Upper Without a Second Loan? FHA 203(k) May Be the Answer
FHA 203(k) loans can combine a home purchase with eligible renovation costs. Here is how Limited and Standard 203(k) financing…
FHA Loans
Want to Buy a Duplex and Rent Out the Other Unit? FHA May Let You
FHA can be used for an eligible duplex, triplex, or fourplex, but buyers often miss the occupancy and rental-income rules.
FHA Loans
Buying New Construction With FHA? This Case Number Step Can Slow You Down
A brand-new home can create extra FHA case-number steps because the lender must enter the correct construction status and supporting…
First-Time Buyers
DON’T START HOUSE HUNTING UNTIL YOU DO THIS ONE THING
Before you start touring homes, take one simple step that can save you time, stress, and disappointment. Learn how mortgage…
First-Time Buyers
5 Useful Tools Every New Homeowner Should Have After Closing
Tools for new homeowners can make basic repairs, maintenance, and safety checks much easier after closing. Buying a home is…
Conventional Loans
How Much House You Can Really Afford Not What a Lender Approves
If you’ve ever been told, “You’re approved up to X,” and felt equal parts excited and uneasy, you’re not alone.…