Mortgage News
The Highest Mortgage Rates in Three Years: Here’s My Take
MBA's 30-year rate hit 7.49%, the highest since November 2023. Here's what it means for your payment, DTI, rate locks…
Mortgage News
Mortgage news and market updates explained for borrowers. Rate movement, Fed decisions, housing trends, and what the latest mortgage headlines actually mean for real loan decisions.
Mortgage News
<h1>FHA Is Changing the Mortgage Credit Score Playbook in 2027</h1>
FHA is adding VantageScore 4.0 and FICO Score 10T to its mortgage underwriting system beginning January 1, 2027. Here's what…
Mortgage News
Mortgage Rates Near 7%: How Higher Rates Affect DTI, Buying Power and Loan Approval
Mortgage rates near 7% do more than increase monthly payments. They can raise debt-to-income ratios, shrink buying power and change…
Market Update
Oil Prices Jump After U.S.-Iran Strikes: What It Could Mean for Mortgage Rates
Oil prices climbed after renewed U.S.-Iran strikes, adding a fresh inflation concern while mortgage rates remain near recent highs. Here…
Home Purchase
Zillow Says Saving 20% Down Can Take 8.5 Years. Do You Actually Need 20%?
Zillow estimates it can take a typical household 8.5 years to save 20% down. But many mortgage programs allow less.…
Market Update
The Housing Market Is Still Stuck. One Forecast Says 2026 Could Be the Slowest Sales Year Since 2011
Mortgage rates remain near 6.7%, home sales are slowing and builders pulled back sharply in July. One new forecast says…
Market Update
Why Aren’t Mortgage Rates Falling More? The 10-Year Treasury May Be the Problem
Mortgage rates finally declined slightly, but the relief has been limited. The 10-year Treasury remains near 4.7% despite softer inflation…
Mortgage News
Borrowers Paid for Insurance They Already Had…Now NewRez Is Paying $15.5 Million
Imagine paying your homeowners insurance like you’re supposed to, only to have your mortgage servicer add another insurance policy to…
Market Update
Buyers Came Back Fast When Mortgage Rates Dipped. Here’s What Changed.
Published August 12, 2026 Mortgage demand picked up last week as borrowing costs finally moved a little lower. The Mortgage…
Market Update
Mortgage Rates Ease From Last Week: What Buyers Should Know After the August 10 Update
Mortgage rates moved lower on Monday, August 10, with Zillow data showing the average 30-year fixed purchase rate at 6.51%,…