FHA Loans
FHA Loan Requirements Explained in Plain English
FHA loans are often marketed as easy loans or first time buyer loans, but that oversimplification causes a lot of…
Government Loans
Government-backed mortgages include FHA, VA, and USDA programs. Each option serves different borrowers and has its own eligibility, property, appraisal, and underwriting requirements.
Government-Backed Options
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FHA Loans
Explore FHA eligibility, mortgage insurance, appraisals, property standards, and underwriting.
VA Loans
Understand VA eligibility, entitlement, funding fees, appraisals, and the loan process.
USDA Loans
Learn about USDA property eligibility, household income limits, zero-down financing, and approval.
Government Loan Library
Latest Government Loan Guides
FHA Loans
What Is an FHA Loan and Who Is It Really For?
If you have ever looked into buying a home, you have probably heard the term FHA loan. It often comes…
FHA Loans
Does FHA Require Utilities to Be On?
Most borrowers do not think about utilities until an FHA appraisal or underwriting review puts the loan on hold. Water,…