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On This PageThe lender says the FHA case is pending, but pending what? These common FHA case-status codes help explain where the file actually stands.
“The FHA case is still pending.”
That sentence can mean almost anything.
The case number may be assigned. The appraisal may be waiting for an appraiser. The appraisal may already be logged. The case may be canceled. The insurance application may be in process.
Quick answer: FHA Connection uses case-status descriptions to show the most recent activity on a case. Understanding the code helps borrowers ask a better question than, “Is it done yet?”
APRSL REQD: Appraisal Required
This generally means the case-number assignment was processed and the case requires an appraisal.
It does not necessarily mean the appraisal has been ordered or assigned to an appraiser yet.
APRSR ASGN: Appraiser Assigned
This indicates the case number and an appraiser have been assigned.
The appraiser may still need to schedule the inspection, inspect the property, complete research, and deliver the report.
It is progress, but it is not the same as a completed appraisal.
APRSR LOG: Appraisal Logged
This generally means appraisal information has been recorded in HUD’s origination system.
The lender still has to review the appraisal. Conditions, repairs, value questions, or documentation issues may remain.
Read FHA Appraisal Requirements vs. Conventional Appraisals for what happens during that review.
CANCELLED
The case has been canceled at the lender’s request.
That does not always mean the record or appraisal has disappeared. A canceled case may still need to be reinstated or addressed before another case moves forward.
CASE# ASGN
The case number was assigned, but the case does not require an appraisal based on the information entered.
This status may appear in transactions where the applicable case type does not require a new appraisal.
CC ISSUED
A Conditional Commitment package has been issued and the property is considered eligible for FHA mortgage insurance, subject to the applicable process and conditions.
This does not remove the lender’s responsibility to complete underwriting and closing correctly.
FC ISSUED and FIRM REJECT
FC ISSUED indicates a Firm Commitment has been issued.
FIRM REJECT indicates the Firm Commitment application was rejected.
These statuses are different from a routine case-number assignment delay. The lender should explain exactly what was submitted and what was rejected.
INSUR APPL
This means insurance-application information has been entered, but closing-package information has not yet been fully recorded.
The loan may have closed, but FHA endorsement processing is not necessarily complete.
INSURED
The case has been endorsed for FHA mortgage insurance.
This is a post-closing FHA status. It does not mean the borrower’s monthly mortgage insurance disappears.
NOR and NOR RESUB
NOR means a Notice of Return was issued and the case was not endorsed.
NOR RESUB means the case is being resubmitted after a prior Notice of Return.
These are lender-level endorsement issues that generally occur after closing, not during the normal preapproval stage.
Why Status Codes Still Do Not Tell the Whole Story
A code shows the most recent system activity. It may not explain:
- Why the appraisal is delayed
- Whether repairs are required
- Whether underwriting has cleared the borrower
- Whether title or insurance documents are missing
- Whether the lender has an internal condition
That is why borrowers should ask what the status means for their actual closing timeline.
See How Long Does an FHA Loan Take to Close? for the larger process.
The Bottom Line
FHA case status codes are useful because they show where the case has been inside FHA’s system.
But “appraiser assigned,” “appraisal logged,” and “insured” describe very different points in the mortgage process.
Ask the lender for the exact status, what action is still outstanding, who owns that action, and whether it affects the contract deadline.
Loan Under Review provides general educational information and is not a
lender, mortgage broker, appraiser, attorney, or financial adviser. FHA policies,
lender procedures, and individual loan circumstances can change. Confirm
case-specific requirements with an FHA-approved lender or another qualified
mortgage professional.
Mortgage guidelines and lender requirements can change. This article is general education, not financial, legal, lending, or appraisal advice. Confirm requirements for your situation with an appropriate qualified professional.
