.calculator-hero {
	padding: 4rem 0 3rem;
	background: #f3f4f6;
	border-bottom: 1px solid var(--line);
}

.calculator-hero h1 {
	max-width: 920px;
	font-size: clamp(2.5rem, 5vw, 4.2rem);
}

.calculator-hero p {
	max-width: 780px;
	color: var(--slate);
	font-size: var(--step-1);
}

.calculator-direct-answer {
	max-width: 860px;
	margin-top: 1.25rem;
	padding: 1rem 1.15rem;
	color: #1f2937;
	background: #fff;
	border: 1px solid #c8d7e3;
	border-left: 5px solid #1769aa;
	border-radius: .55rem;
	font-size: .96rem;
	box-shadow: var(--shadow-sm);
}

.calculator-mobile-picker {
	display: none;
}

.calculator-directory {
	display: grid;
	gap: 2rem;
	margin-bottom: 2.75rem;
}

.calculator-directory__group {
	padding: 1.25rem;
	background: #f8fafc;
	border: 1px solid var(--line);
	border-radius: .75rem;
}

.calculator-directory__heading {
	display: grid;
	grid-template-columns: minmax(220px, .45fr) minmax(0, 1fr);
	gap: 1.25rem;
	align-items: end;
	margin-bottom: 1rem;
}

.calculator-directory__heading h2 {
	margin: 0;
	font-size: 1.12rem;
}

.calculator-directory__heading p {
	margin: 0;
	color: var(--slate);
	font-size: .8rem;
}

.calculator-directory__buttons {
	display: grid;
	grid-template-columns: repeat(5, minmax(0, 1fr));
	gap: .65rem;
}

.calculator-directory button {
	min-height: 66px;
	padding: .75rem;
	color: #1f2937;
	background: #fff;
	border: 1px solid #c8d2db;
	border-radius: .5rem;
	font-size: .75rem;
	font-weight: 800;
	line-height: 1.35;
	text-align: left;
}

.calculator-directory button:hover,
.calculator-directory button[aria-selected="true"] {
	color: #fff;
	background: #1769aa;
	border-color: #1769aa;
}

.calculator-workspace {
	scroll-margin-top: 155px;
}

.calculator-workspace--standalone {
	max-width: 1180px;
	margin-inline: auto;
}

.calculator-shell {
	display: grid;
	grid-template-columns: minmax(0, 1.08fr) minmax(320px, .82fr);
	gap: 2rem;
	align-items: start;
}

.calculator-form,
.calculator-results,
.calculator-intro-card,
.comparison-results {
	padding: 1.5rem;
	background: #fff;
	border: 1px solid var(--line);
	border-radius: .7rem;
	box-shadow: var(--shadow-sm);
}

.calculator-form h2,
.calculator-intro-card h2 {
	font-size: 1.7rem;
}

.calculator-form > p,
.calculator-intro-card > p,
.comparison-results > p {
	color: var(--slate);
	font-size: .9rem;
}

.calculator-errors {
	margin-bottom: 1rem;
	font-size: .83rem;
}

.calculator-errors:focus {
	outline: 3px solid #f4b942;
	outline-offset: 3px;
}

.calculator-errors ul,
.comparison-warnings ul {
	margin: .5rem 0 0;
	padding-left: 1.2rem;
}

.calculator-fieldset {
	padding: 0;
	margin: 1.3rem 0 0;
	border: 0;
}

.calculator-fieldset + .calculator-fieldset {
	padding-top: 1.25rem;
	border-top: 1px solid var(--line);
}

.calculator-fieldset legend {
	width: 100%;
	margin-bottom: .75rem;
	color: #0f3554;
	font-size: .86rem;
	font-weight: 850;
}

.calculator-fields {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 1rem;
}

.calculator-field label {
	display: block;
	margin-bottom: .35rem;
	color: #374151;
	font-size: .76rem;
	font-weight: 800;
}

.calculator-field small {
	display: block;
	margin-top: .3rem;
	color: var(--muted);
	font-size: .68rem;
	line-height: 1.45;
}

.calculator-field input,
.calculator-field select {
	min-height: 48px;
}

.calculator-field [aria-invalid="true"] {
	border-color: #b42318;
	box-shadow: 0 0 0 3px rgba(180, 35, 24, .12);
}

.calculator-submit {
	width: 100%;
	margin-top: 1.5rem;
	color: #fff;
}

.calculator-results {
	position: sticky;
	top: 150px;
	color: #e5e7eb;
	background: #1f2937;
	border-color: #1f2937;
}

.calculator-results h2 {
	color: #fff;
	font-size: 1rem;
	letter-spacing: .08em;
	text-transform: uppercase;
}

.result-label {
	margin: 1.15rem 0 .35rem;
	color: #bfdbfe;
	font-size: .75rem;
	font-weight: 750;
	letter-spacing: .04em;
	text-transform: uppercase;
}

.result-primary {
	overflow-wrap: anywhere;
	color: #fff;
	font-size: clamp(2rem, 5vw, 3.45rem);
	font-weight: 850;
	line-height: 1.05;
}

.result-list {
	display: grid;
	gap: .7rem;
	margin: 1.4rem 0;
}

.result-row {
	display: flex;
	justify-content: space-between;
	gap: 1rem;
	padding-bottom: .6rem;
	border-bottom: 1px solid #475569;
	font-size: .82rem;
}

.result-row strong {
	color: #fff;
	text-align: right;
}

.result-explanation {
	padding: 1rem;
	color: #1f2937;
	background: #eff6ff;
	border-radius: .5rem;
	font-size: .8rem;
}

.result-bars {
	display: grid;
	gap: .85rem;
	margin: 1.4rem 0;
	padding: 1rem;
	background: rgba(255, 255, 255, .07);
	border-radius: .5rem;
}

.result-bar__label {
	display: flex;
	justify-content: space-between;
	gap: 1rem;
	margin-bottom: .3rem;
	font-size: .72rem;
}

.result-bar__label strong {
	color: #fff;
}

.result-bar__track {
	display: block;
	height: 9px;
	overflow: hidden;
	background: #475569;
	border-radius: 999px;
}

.result-bar__track > span {
	display: block;
	height: 100%;
	background: #60a5fa;
	border-radius: inherit;
}

.calculator-table-wrap {
	max-height: 380px;
	overflow: auto;
	margin-top: 1rem;
	border: 1px solid #475569;
	border-radius: .45rem;
}

.calculator-table-wrap table {
	width: 100%;
	border-collapse: collapse;
	font-size: .72rem;
}

.calculator-table-wrap caption {
	padding: .65rem;
	color: #dbeafe;
	font-weight: 750;
	text-align: left;
}

.calculator-table-wrap th,
.calculator-table-wrap td {
	padding: .45rem;
	border-bottom: 1px solid #475569;
	text-align: right;
	white-space: nowrap;
}

.calculator-table-wrap th:first-child {
	text-align: left;
}

.calculator-disclaimer {
	margin-top: 2rem;
	padding: 1rem;
	color: var(--slate);
	background: #f8fafc;
	border: 1px solid var(--line);
	border-radius: .5rem;
	font-size: .75rem;
}

.calculator-page-content,
.calculator-learning {
	max-width: 820px;
	margin: 4rem auto 0;
}

.calculator-learning {
	font-family: var(--font-serif);
	font-size: clamp(1.02rem, 1rem + .15vw, 1.12rem);
	line-height: 1.78;
}

.calculator-learning > * + * {
	margin-top: 1.35em;
}

.calculator-learning h2,
.calculator-learning h3 {
	font-family: var(--font-sans);
}

.calculator-learning__grid,
.related-calculators {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 1rem;
}

.calculator-learning__card,
.related-calculator {
	padding: 1.1rem;
	background: #f8fafc;
	border: 1px solid var(--line);
	border-radius: .6rem;
	font-family: var(--font-sans);
	font-size: .86rem;
}

.related-calculator {
	display: grid;
	color: #1f2937;
	text-decoration: none;
}

.related-calculator:hover {
	color: #1f2937;
	border-color: #9fc4df;
	box-shadow: var(--shadow-sm);
}

.related-calculator span {
	margin-top: .35rem;
	color: var(--slate);
	font-size: .76rem;
}

.calculator-sources {
	padding-left: 1.2rem;
	font-family: var(--font-sans);
	font-size: .82rem;
}

.calculator-sources li + li {
	margin-top: .45rem;
}

.loan-comparison-form {
	display: grid;
	gap: 1.25rem;
}

.calculator-intro-card .lur-callout {
	margin-top: 1rem;
}

.loan-offers {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 1.25rem;
	align-items: start;
}

.loan-offer-card {
	min-width: 0;
	padding: 1.25rem;
	background: #fff;
	border: 1px solid var(--line);
	border-radius: .7rem;
	box-shadow: var(--shadow-sm);
}

.loan-offer-card[data-offer="C"] {
	grid-column: 1 / -1;
}

.loan-offer-card__heading {
	display: flex;
	gap: .8rem;
	align-items: center;
	margin-bottom: 1rem;
}

.loan-offer-card__letter {
	display: grid;
	flex: 0 0 auto;
	width: 42px;
	height: 42px;
	place-items: center;
	color: #fff;
	background: #1769aa;
	border-radius: .5rem;
	font-weight: 850;
}

.loan-offer-card__heading h3,
.loan-offer-card__heading p {
	margin: 0;
}

.loan-offer-card__heading p {
	color: var(--slate);
	font-size: .72rem;
}

.loan-offer-group {
	border-top: 1px solid var(--line);
}

.loan-offer-group:last-child {
	border-bottom: 1px solid var(--line);
}

.loan-offer-group summary {
	padding: .85rem 2rem .85rem .1rem;
	color: #0f3554;
	font-size: .82rem;
	font-weight: 850;
	cursor: pointer;
}

.loan-offer-group .calculator-fields {
	padding: .2rem 0 1rem;
}

.comparison-actions {
	display: flex;
	flex-wrap: wrap;
	justify-content: space-between;
	gap: .75rem;
}

.comparison-actions .button--accent {
	color: #fff;
}

.comparison-results {
	margin-top: 1.5rem;
	scroll-margin-top: 145px;
}

.comparison-results h2 {
	font-size: 1.55rem;
}

.comparison-warnings {
	margin: 1rem 0;
	font-size: .82rem;
}

.comparison-warnings p {
	margin: .35rem 0 0;
}

.comparison-table-wrap {
	max-width: 100%;
	overflow-x: auto;
	border: 1px solid var(--line);
	border-radius: .55rem;
}

.comparison-table {
	width: 100%;
	min-width: 720px;
	border-collapse: collapse;
	font-size: .78rem;
}

.comparison-table caption {
	padding: .85rem;
	color: var(--slate);
	font-weight: 750;
	text-align: left;
}

.comparison-table th,
.comparison-table td {
	padding: .75rem;
	border-top: 1px solid var(--line);
	text-align: left;
	vertical-align: top;
}

.comparison-table thead th {
	color: #fff;
	background: #1f2937;
}

.comparison-table tbody th {
	width: 28%;
	color: #0f3554;
	background: #f8fafc;
}

.comparison-lower {
	background: #eff6ff;
}

.comparison-marker {
	display: block;
	margin-top: .25rem;
	color: #0f5b96;
	font-size: .65rem;
	font-weight: 800;
}

.comparison-note {
	margin: 1rem 0 0;
	padding: 1rem;
	color: var(--slate);
	background: #f8fafc;
	border-radius: .5rem;
	font-size: .78rem;
}

@media (max-width: 1100px) {
	.calculator-directory__buttons {
		grid-template-columns: repeat(3, minmax(0, 1fr));
	}
}

@media (max-width: 900px) {
	.calculator-directory__heading {
		grid-template-columns: 1fr;
		gap: .35rem;
	}

	.calculator-shell {
		grid-template-columns: 1fr;
	}

	.calculator-results {
		position: static;
	}

	.loan-offers {
		grid-template-columns: 1fr;
	}

	.loan-offer-card[data-offer="C"] {
		grid-column: auto;
	}
}

@media (max-width: 640px) {
	.calculator-hero {
		padding: 2.25rem 0 1.75rem;
	}

	.calculator-hero h1 {
		font-size: clamp(2.1rem, 10vw, 2.8rem);
	}

	.calculator-directory {
		display: none;
	}

	.calculator-mobile-picker {
		display: block;
	}

	.calculator-fields,
	.calculator-learning__grid,
	.related-calculators {
		grid-template-columns: 1fr;
	}

	.calculator-form,
	.calculator-results,
	.calculator-intro-card,
	.comparison-results,
	.loan-offer-card {
		padding: 1rem;
	}

	.result-row {
		display: grid;
		gap: .2rem;
	}

	.result-row strong {
		text-align: left;
	}

	.comparison-actions {
		display: grid;
	}

	.comparison-actions .button {
		width: 100%;
	}

	.loan-offer-group .calculator-fields {
		grid-template-columns: 1fr;
	}
}

@media (prefers-reduced-motion: reduce) {
	.calculator-directory button,
	.related-calculator {
		transition: none;
	}
}